Consent & Privacy Disclaimer:

In connection with your transaction, we, Merrit Capital Corporation Inc. (referred to as “MCC” throughout) may obtain information about you as described in this notice, which MCC may handle as stated in this notice:

1. MCC will collect non-public information about you (whether corporate or personal depending on which application you are applying for) from the following sources:
- Information that MCC receives from you on applications or other forms; Information about your transaction with MCC, our affiliates or others; and Information MCC receives from consumer reporting agencies

2. MCC may disclose all of the information MCC collects, as described above, to companies that perform financial/marketing services on our behalf or to other financial institutions with whom MCC have joint marketing & financing agreements. MCC may not make such disclosures about you as a consumer, customer, or former customer.

3. MCC may also disclose non-public personal information about you as a consumer, customer or former customer, to non-affiliated third parties as permitted by law.

4. MCC will restrict access to non-public information about you to those employees who need to know that information to provide products or services to you. MCC will maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.

5. By accepting to our Consent and Privacy Disclaimer you give permission to MCC to obtain a corporate or personal credit bureau (depending on which application you are applying for - either corporate or personal) and to use this information and all other information collected for the noted above purposes.

6. By accepting to our Consent and Privacy Disclaimer you acknowledge receipt of MCC's Consent and Privacy Disclaimer.