Merrit Capital arranges equipment financing and leasing for Canadian construction, excavation and earthmoving businesses. We serve Canadian companies only, across all provinces and territories.
Equipment commonly financed
Assets used in construction & earthmoving
Examples include the equipment below. Eligibility depends on commercial use, transaction size, condition, seller and lender requirements.
- Excavators and mini excavators
- Dozers and graders
- Wheel loaders and track loaders
- Skid steers and compact track loaders
- Articulated and rigid dump trucks
- Backhoes and trenchers
- Crushers, screeners and compactors
- Buckets, breakers and attachments
- Survey and site-support equipment
Match the financing to the machine’s working life
Construction equipment is assessed as a working asset, not simply a line on an invoice. Year, hours, condition, intended use, purchase price and seller all help determine which financing structures may fit.
Used machines can make excellent business sense when maintenance history and pricing are clear. For private sales and auctions, prepare the serial number, photos, inspection information and seller details early so ownership and value can be verified without slowing the job down.
Site preparation and road construction packages
Some purchases support a single excavation crew; others bring together grading, hauling, paving and compaction equipment. Identify each machine and attachment separately and explain how the units will work together. Include the job start date, confirmed work and transport requirements so delivery and payment timing can be discussed.
Our road building and site preparation guide covers graders, dozers, pavers, rollers, aggregate equipment and support trucks. For the acquisition structure, Merrit Capital specializes in equipment leasing and can also review conditional sales contracts. Bring the proposed holding period and full equipment quote to the conversation.