Merrit Capital arranges vocational truck financing and leasing for Canadian businesses using specialized trucks to earn revenue. We serve Canadian companies only, across all provinces and territories.
Equipment commonly financed
Assets used in vocational trucks
Examples include the equipment below. Eligibility depends on commercial use, transaction size, condition, seller and lender requirements.
- Dump and gravel trucks
- Roll-off and hooklift trucks
- Service and mechanic trucks
- Vacuum and hydrovac trucks
- Crane, boom and knuckle-boom trucks
- Water and fuel trucks
- Concrete, pump and specialty bodies
- Municipal and contractor support vehicles
A vocational truck is more than its chassis
Body type, capacity, manufacturer, installed equipment and intended duty cycle can be as important as chassis age and kilometres. Provide the full build sheet, not only a vehicle description.
For a new build, deposits and completion milestones may need to be coordinated. For a used unit, photos, inspection details and service records help establish that the specialized equipment is ready for commercial use.
Dump trucks and trucks built for a specific job
For a dump truck, describe the chassis, body, axle configuration and intended hauling work. For roll-off, hook-lift or service trucks, identify the installed system and any bodies or containers included in the price. The full configuration helps establish what is being purchased and how it will serve the business.
See our dump truck financing guide for a focused purchase checklist, or the road construction equipment guide for a package supporting civil work. Equipment leasing and conditional sales contracts can both be discussed; compare the full proposed obligations and your intended holding period.