1. Share the purchase details
Provide your business location, equipment quote, seller and required delivery date. Used equipment also needs age, condition and serial-number information.
Canada-wide service
Equipment financing and leasing across Canada
Merrit Capital arranges equipment leases and financing for Canadian companies, from local landscaping and towing businesses to construction, drilling, mining, forestry, medical and dental operations. We serve Canada only and do not offer financing to US businesses.
Regional guides
Find equipment financing for your Canadian region
Explore equipment, purchase and delivery guidance for your province or region. Applications and equipment discussions are available by phone, email and secure online intake across Canada.
Canadian service area
British Columbia
Forestry, construction, mining support and commercial fleets, with planning for coastal, Interior and remote equipment delivery.
Explore →Canadian service areaAlberta
Construction, road building, drilling, resource support, towing and property-service equipment across Alberta.
Explore →Canadian service areaSaskatchewan
Equipment leases for construction, resource work, trucking, agriculture and seasonal commercial operations.
Explore →Canadian service areaWinnipeg & Manitoba
Trucks, construction machinery, landscaping, snow-removal and manufacturing equipment in Winnipeg and across Manitoba.
Explore →Canadian service areaOntario
Equipment financing and leasing across Northern and Southern Ontario for contractors, fleets and commercial practices.
Explore →Canadian service areaAtlantic Canada / East Coast
Nova Scotia, New Brunswick, PEI, and Newfoundland and Labrador, including equipment sourced from elsewhere in Canada.
Explore →Canadian service areaYukon, Northwest Territories & Nunavut
Construction, drilling, mining-support and service equipment with planning for remote delivery and inspection.
Explore →Canadian service areaNorthern Ontario
Forestry, mining support, drilling, road building and remote contracting from Northeastern to Northwestern Ontario.
Explore →Canadian service areaCentral Ontario
Construction, landscaping, snow removal, towing and trades equipment for regional crews and service routes.
Explore →Canadian service areaSouthwestern Ontario
Construction, manufacturing, agriculture, trucking and property-service equipment for Southern Ontario businesses.
Explore →Canadian service areaEastern & Southeastern Ontario
Construction, towing, landscaping, snow removal and medical or dental equipment across Eastern Ontario.
Explore →A Canadian business financing process
Start with your equipment and business need
Your application can be reviewed remotely, whether you are buying locally or arranging delivery from another Canadian province.
2. Review the financing options
Discuss equipment leasing, a conditional sales contract or sale-leaseback according to the transaction. Working capital and receivables factoring can be discussed for other business needs.
3. Confirm documentation and delivery
Review the offer, required documents and funding conditions. Identify freight and installation costs separately and confirm which costs are included.
Equipment leasing for revenue-generating assets
Explore equipment leasing, purchase financing, used equipment financing and sale-leaseback. Browse our industry guides for landscaping, snow removal, towing, construction, drilling, forestry, medical and dental equipment.
Businesses in Quebec and other Canadian communities are also welcome to contact Merrit Capital to discuss an equipment request. Service is provided across Canada by phone, email and online application.
Regional questions
Canadian equipment financing questions
Does Merrit Capital offer equipment financing across Canada?
Yes. Merrit Capital serves Canadian businesses across the provinces and territories, including Ontario, British Columbia, Alberta, Saskatchewan, Manitoba, Quebec, Atlantic Canada, Yukon, Northwest Territories and Nunavut. Each transaction is subject to lender approval.
Does Merrit Capital finance businesses in the United States?
No. Merrit Capital provides commercial financing to Canadian businesses only and does not offer financing in the United States.
What equipment and industries can Merrit Capital finance?
Merrit Capital reviews revenue-generating equipment for landscaping, snow removal, towing, dump trucks, site preparation, road building, construction, drilling, mining, forestry, medical, dental and other commercial operations.
What financing structures are available?
Equipment leasing is a core service. Merrit Capital also discusses conditional sales contracts, sale-leaseback, working capital and receivables factoring. The appropriate structure depends on the business need and lender review.
Can I apply if the equipment seller is in a different province?
Yes. Cross-province purchases can be reviewed. Provide the seller and equipment details, pickup location, delivery destination and any transport costs. Confirm lender and delivery conditions before committing to the purchase.
Ready to discuss the equipment?
Tell Merrit Capital what you are buying, the approximate amount, the seller and the timing. We will explain the financing options and information needed to move your request forward.