Equipment financing & leasing for Canadian businesses

Canada-wide service area

Equipment financing and leasing in Ontario

Merrit Capital helps Ontario companies lease and finance revenue-generating equipment, including construction machinery, dump trucks, tow trucks, landscaping and snow-removal equipment, forestry assets, and medical or dental equipment. Apply online and discuss your purchase by phone or email from anywhere in the province.

Remote Canada-wide processCanadian businesses onlyNew & used equipment
Commercial equipment financing for Ontario businesses

Regional operating context

Equipment for your region and business

Ontario equipment needs vary widely between the Greater Toronto and Hamilton Area, manufacturing corridors, rural and agricultural regions, Northern resource communities and Eastern Ontario. The equipment specification, intended use and delivery requirements help shape each transaction.

Industries commonly served

  • Construction and infrastructure
  • Transportation and vocational fleets
  • Manufacturing and industrial
  • Agriculture and food production
  • Waste, trades and property services
  • Hospitality, medical and technology

Equipment requests from the region

  • Heavy and compact construction equipment
  • Trucks, trailers and service vehicles
  • CNC, fabrication and handling machinery
  • Farm and grain equipment
  • Commercial kitchen and practice equipment
  • Servers, security and office systems
Financing for Canadian businesses. Apply online or discuss your equipment by phone and email. Merrit Capital does not offer financing to US businesses. All transactions are subject to lender approval.

Equipment financing in Southern Ontario

For businesses in the Greater Toronto and Hamilton Area, Central Ontario, Southwestern Ontario and Eastern Ontario, financing can support equipment for construction crews, landscaping and snow contracts, towing routes, manufacturing or medical and dental practices. Explain how the equipment will be used and itemize the machine, body, attachments and installation costs.

Equipment financing in Northern Ontario

Our Northern Ontario guide covers forestry, mining support, drilling, road building and remote contracting. For specialized used machines, maintenance history and inspection information can help establish condition and value. Share the intended worksite and transport plan before committing to a seller's payment deadline.

Leasing and other ways to finance equipment

Merrit Capital primarily arranges equipment leases and can also discuss conditional sales contracts. Sale-leaseback may be suitable when your business already owns equipment and wants to release capital. Working capital and receivables factoring requests can also be discussed separately from a purchase. Every request is reviewed for the business and transaction.

Regional transaction examples

Situations where early planning helps

Dealer purchase

Use a complete quote and delivery date to move from credit review to documentation efficiently.

Private or auction purchase

Address ownership, condition, value and deadlines before funds are committed.

Multi-asset expansion

Itemize each asset and explain how the package supports crews, production or a specific operating need.

Regional questions

Equipment financing and leasing in Ontario: questions

Do you offer equipment leasing in Northern and Southern Ontario?

Yes. Merrit Capital arranges equipment leases and other financing for eligible Canadian businesses throughout Ontario, including Northern Ontario, the Greater Toronto and Hamilton Area, Central Ontario, Southwestern Ontario and Eastern Ontario.

Where in Ontario does Merrit Capital serve?

Merrit Capital serves Canadian businesses throughout Ontario, including Northern Ontario and Southern Ontario. Applications and equipment discussions can be handled online, by phone and by email.

Can used equipment be financed?

Yes, subject to age, condition, value, seller and credit approval.

Can Ontario private sales be financed?

Potentially, with ownership, lien, condition, tax and value documentation.

What industries do you support?

Construction, transport, manufacturing, agriculture, trades, waste, hospitality, medical, technology and other commercial sectors may be considered.

Are approvals guaranteed?

No. All transactions remain subject to lender approval and documentation.

Continue planning

Explore nearby Canadian service areas

Finance equipment for your business in Ontario

Tell Merrit Capital what you are buying, the approximate amount, the seller and the timing. We will explain the financing options and information needed to move your request forward.