Equipment financing & leasing for Canadian businesses

Canada-wide service area

Equipment financing and leasing in Central Ontario

Merrit Capital supports equipment buyers across Central Ontario, including businesses operating around the Greater Toronto and Hamilton Area, Niagara, Halton, Peel, York, Durham and surrounding communities. Apply online or discuss your equipment purchase by phone and email.

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Commercial equipment financing for Central Ontario businesses

Regional operating context

Equipment for your region and business

Dense construction markets, property-service routes, trades, distribution and hospitality create demand for compact equipment, work trucks, trailers, material handling and business equipment. Delivery windows and dealer inventory can move quickly, so a complete quote and realistic timeline are valuable.

Industries commonly served

  • Construction and site services
  • Landscaping and snow
  • Trades and field service
  • Transportation and distribution
  • Hospitality and food service
  • Waste and facility services

Equipment requests from the region

  • Excavators, skid steers and loaders
  • Work trucks and cargo vans
  • Trailers and vocational units
  • Forklifts and warehouse equipment
  • Commercial kitchen equipment
  • Compactors, bins and property-service assets
Financing for Canadian businesses. Apply online or discuss your equipment by phone and email. Merrit Capital does not offer financing to US businesses. All transactions are subject to lender approval.

Leasing equipment for landscaping and snow contracts

A contractor adding a skid steer or loader may use it for grading and property work in summer, then snow clearing in winter. Include the machine, snow pusher, buckets, trailer and other attachments as separate line items. Explain whether the package supports existing customers or another crew and when it needs to be ready for work.

Construction, towing and trades in Southern Ontario

For work around Barrie, Simcoe County, the Greater Toronto Area and nearby communities, a complete dealer quote helps identify what the business is acquiring. Specify the excavator configuration, tow-truck body or work-truck upfit, together with age, hours or kilometres and seller information. Used and private-sale equipment can be considered with the required ownership and condition review.

Equipment leasing and conditional sales contracts can be discussed for eligible purchases. For equipment already owned by the business, ask about sale-leaseback. Identify delivery, installation and other costs separately before finalizing the budget.

Regional transaction examples

Situations where early planning helps

Time-sensitive dealer inventory

Submit the quote, business details and delivery deadline together.

Crew expansion

Package the truck, trailer and durable equipment required to deploy the new crew.

Seasonal property services

Explain annual revenue and contract mix across landscaping, snow and maintenance.

Regional questions

Equipment financing and leasing in Central Ontario: questions

Can I lease a loader with landscaping and snow-removal attachments?

Eligible equipment packages can be reviewed when the loader, attachments and other assets are individually described and priced. Explain how the equipment will be used across the seasons. Terms depend on the business, equipment and lender approval.

How do I apply for equipment financing in this region?

Apply through Merrit Capital's online application or contact the team by phone or email. Provide your Canadian business details, equipment quote, seller information and required delivery date to begin the review.

Can work trucks and vans be financed?

Eligible commercial vehicles and permanent upfits may be considered.

Can landscaping equipment be financed?

Commercial mowers, compact machines, trailers and attachments may qualify.

Can restaurant equipment be financed?

Eligible durable hospitality equipment may be considered separately from renovations and soft costs.

How do I start?

Provide the equipment quote, business name, time in business, seller and delivery timeline through the online request.

Finance equipment for your business in Central Ontario

Tell Merrit Capital what you are buying, the approximate amount, the seller and the timing. We will explain the financing options and information needed to move your request forward.