Equipment financing & leasing for Canadian businesses

Canada-wide service area

Equipment financing and leasing in Southwestern Ontario

Merrit Capital supports equipment buyers across Southwestern Ontario, including agricultural, manufacturing, greenhouse, food-production, transportation, construction and trades businesses. Apply online or discuss your equipment purchase by phone and email.

Remote Canada-wide processCanadian businesses onlyNew & used equipment
Commercial equipment financing for Southwestern Ontario businesses

Regional operating context

Equipment for your region and business

Agricultural cycles, manufacturing investment and Highway 401/402 transportation activity create varied equipment needs. A farm-machine purchase may depend on harvest timing, while a CNC or production-line project requires supplier, deposit and installation details.

Industries commonly served

  • Agriculture and custom operations
  • Manufacturing and fabrication
  • Greenhouse and food production
  • Transportation and logistics
  • Construction and aggregates
  • Trades and service fleets

Equipment requests from the region

  • Tractors and harvesting equipment
  • CNC and production machinery
  • Packaging and refrigeration systems
  • Highway tractors and trailers
  • Excavators and loaders
  • Work trucks and material-handling assets
Financing for Canadian businesses. Apply online or discuss your equipment by phone and email. Merrit Capital does not offer financing to US businesses. All transactions are subject to lender approval.

Purchases along Southwestern Ontario's business corridors

Companies around London, Windsor, Kitchener-Waterloo and surrounding rural communities can discuss new and used equipment through Merrit Capital. For a manufacturing machine, separate the asset price from installation, commissioning and other project costs. For a truck or trailer, provide the complete configuration, VIN, seller details and intended business use.

Construction, landscaping and snow-removal fleets

A growing contractor may need a dump truck, excavator, skid steer and trailer together. List each asset and explain how the package supports site preparation, roadwork or property contracts. If the same loader will be used for snow removal, identify the winter attachments and expected operating cycle. Any seasonal payment structure must be approved by the lender.

Equipment leases and conditional sales contracts can be reviewed for dealer and eligible private-sale purchases. A sale-leaseback can also be discussed for equipment already owned by your Canadian business. Prepare your quote and financial information before agreeing to a firm funding deadline.

Regional transaction examples

Situations where early planning helps

Pre-harvest replacement

Arrange the review while there is time for delivery and documentation.

Production-line upgrade

Separate machinery from construction, software and services in an itemized budget.

Cross-border supplier

Address currency, delivery, title, taxes and supplier details before a large deposit.

Regional questions

Equipment financing and leasing in Southwestern Ontario: questions

Can equipment for a Southern Ontario construction or landscaping fleet be leased together?

A multi-asset package may be considered when each truck, machine, trailer and attachment is identified with a separate price. The business use, equipment value, condition and seller information are reviewed before a lender approves the structure.

Can farm equipment be financed in Southwestern Ontario?

Eligible agricultural equipment may be considered for qualifying operations.

Can manufacturing equipment be financed?

Durable production, fabrication and material-handling equipment may qualify.

Do you finance greenhouse equipment?

Certain durable commercial systems may be considered when itemized and separate from general construction.

Can used equipment from the United States be financed?

Some cross-border transactions may be possible with added supplier, import, tax, delivery and title requirements.

How do I apply for equipment financing in this region?

Apply through Merrit Capital's online application or contact the team by phone or email. Provide your Canadian business details, equipment quote, seller information and required delivery date to begin the review.

Finance equipment for your business in Southwestern Ontario

Tell Merrit Capital what you are buying, the approximate amount, the seller and the timing. We will explain the financing options and information needed to move your request forward.